In recent days, employees working within the system of “Hududiy Elektr Tarmoqlari” JSC reportedly began receiving messages described as confidential instructions sent on behalf of the company’s chairman, Asrorjon Asqarov. The message stated that a representative of the State Security Service (DXX), identified as Jandos Belbekov, might contact staff members soon to ask several questions.
According to the message, the company is allegedly conducting an internal investigation related to the unlawful distribution of employees’ personal data. It claims that “DXX officer Jandos Belbekov” may reach out to certain employees to explain the issue and ask for information. The message also emphasized that the information must remain strictly confidential and should not be shared with anyone, including colleagues.
Who is Jandos Belbekov and why is the name appearing frequently?
Recently, the name “Jandos Belbekov” has repeatedly appeared in discussions related to cybercrime. Investigations have shown that scammers are using this name as part of a fraud scheme designed to gain people’s trust and steal their money.
The fraudsters introduce themselves as Major Jandos Belbekov, an investigator from the State Security Service. By using an authoritative title and serious tone, they attempt to create psychological pressure and quickly gain the victim’s trust.
How does the fraud scheme work?
Typically, an unknown individual contacts the victim through Telegram or by phone. The person claims to be Major Jandos Belbekov from the State Security Service and says that an urgent situation has been detected.
The caller then claims that the victim’s bank account is under a cyberattack. Shortly afterward, the caller says that a representative from the Central Bank will contact the victim to help block suspicious transactions.
The role of “Central Bank employee Dmitry”
Soon after, another person contacts the victim and introduces himself as a Central Bank employee. In many cases, the person uses the name “Dmitry.” He tells the victim that unknown individuals are trying to take loans from multiple banks using the victim’s identity and that suspicious financial transactions have been detected.
He then asks where the victim currently is and advises them to go to the nearest bank immediately to take out a large loan in their own name. According to the scammer, doing this supposedly helps prevent other banks from issuing fraudulent loans.
At this stage, the scammers begin to fully control the victim’s actions. They instruct the victim to transfer the loan money to a bank card they provide, claiming that the transfer is necessary for “financial verification” or a “temporary security operation.”
Case in Karshi: how a victim lost his money
One of the victims was a resident of Karshi city. Following the instructions of the person who introduced himself as Central Bank employee Dmitry, the man took a loan of 100 million UZS from one bank and transferred 92 million UZS to a bank card registered under the name Ayat Allamuratov.
Later, he took another loan of 18 million UZS from a second bank. After adding some of his own funds, he transferred a total of 25 million UZS to another bank card provided by the scammers through a PTP transfer.
How the fraud was discovered
When the victim was instructed to go to a third bank, he began to suspect something was wrong. He demanded to speak with the supposed investigator “Jandos Belbekov” through a video call.
During the video call, he saw a bearded man approximately 28–30 years old. However, the victim noticed mistakes in the rank insignia on the man’s uniform, which raised further suspicion. After that, he reported the incident to law enforcement authorities.
The investigation later revealed that the crime had been committed by a 25-year-old man from the Turtkul district of the Republic of Karakalpakstan. According to the verdict of the Yakkasaray District Criminal Court issued on November 14, 2025, the defendant was held criminally responsible.
Are scammers continuing to use this method?
Even after the court case, fraud schemes involving the name “Jandos Belbekov” have not stopped. The name continues to be used by cybercriminals as a psychological tool to gain trust and pressure victims.
Experts advise people not to trust unknown callers, never share personal or banking information with strangers, and immediately contact law enforcement authorities if they encounter suspicious requests or calls.